HOW DO I APPLY FOR A VA GUARANTEED LOAN?
How the VA Loan Application Process Works
To get started, you can apply for a VA loan with any mortgage lender that participates in the program. However, working with an experienced team ensures a smoother closing. In addition to the standard credit and income application requirements from your lender, you will need to gather specific military documentation at application time.
First, you must obtain a Certificate of Eligibility (COE) from the Veterans Administration, which you can request by submitting a completed VA Form 26-1880. Additionally, you will need to provide official proof of military service from a VA Eligibility Center, such as your DD Form 214.
Before diving into the paperwork, it is incredibly helpful to map out your budget. You can use our free mortgage calculators to estimate your monthly payments and see how much home you can afford. Once you have your documents ready, reviewing our breakdown of the complete loan process will give you a clear roadmap of what to expect from pre-approval to closing day. If you have any questions about your eligibility or current interest rates, feel free to contact us to speak with a loan specialist today.
You can apply for a VA Loan with any mortgage lender that participates in the program. In addition to the application requirements from your lender, you will need the following at application time:
- Certificate of Eligibility from the Veterans Administration by submitting a completed VA Form 26-1880.
- Proof of Military Service from a VA Eligibility Center
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