Mortgage rates are down.

It's time to SAVE Big!

Refinance

Lower your payment or term and discover ways to maximize your home’s equity

Buy A Home

Save thousands on your
home purchase with lower
rates and exclusive offer

Estimate My rate

Get your custom rate with a free estimate that won’t
impact your credit score

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You don’t have to refinance to get cash. Connect with us to learn more

Explore the options. Get expert help deciding what’s right for you.

Get the latest about and what lower rates mean for you.

Home buyers, get reduced rates your first 2 years.

Start
SAVING, ENJOYING, REDUCING
Today

We’re giving home buyers an exclusive break on two of our
3% down loan options

R&J Capital Group LLC reduces your rate 2% the first year in
your new home and 1% the second. Don’t wait for lower rates
tomorrow, see how low you can go today.

Confidence comes with learning.

Everything to know about buying a home.

See today’s interest rates
and estimate yours.

Discover what’s possible
based on your numbers.

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Understand the ins and
outs of refinancing.

Philadelphia Home Loans and Mortgage Brokers

Online and on your side.

Real easy, real people

We’re here when you need us, with easy online tools when you don’t.

Simpler home loans for you

Less paperwork and eClosings are just two examples of how we simplify mortgages.

We make home more affordable

With promotions and programs for home buyers and homeowners.

More than 95% of our clients would recommend us.

“Every question we had was answered quickly and in a way we could understand.” – DIANE LOWERY

“I refinanced my VA Loan through R&J Capital Group… the actual closing took about 20 minutes at my kitchen table.” – SAPPERLD MORGAN

“I’ve used R&J in the past … I can honestly say they keep upping their game.” – CATHERINE PEDEGO

“I am highly satisfied with my experience with R&J Capital Group… throughout all the purchasing process.” – MOHAMED

More than 95% of our clients would recommend us.

“Every question we had was answered quickly and in a way we could understand.” – DIANE LOWERY

“I refinanced my VA Loan through R&J Capital Group… the actual closing took about 20 minutes at my kitchen table.” – SAPPERLD MORGAN

“I’ve used R&J in the past … I can honestly say they keep upping their game.” – CATHERINE PEDEGO

“I am highly satisfied with my experience with R&J Capital Group… throughout all the purchasing process.” – MOHAMED

Join our thriving community of satisfied clients.

REFINANCE TODAY

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