MADE SIMPLE
Partner with Philly’s trusted mortgage experts at R&J Capital Group. Whether you are buying a home in Haverford or Cherry Hill, or refinancing to consolidate high-interest debt, we deliver competitive rates and fast, personalized approvals in Philadelphia.
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Simple & Secure Application Process
SIMPLIFIED
- Tell Us About Yourself
- Choose Your Plan
- Get Your Loan
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Profit from our extensive experience and transparent culture
Our mortgage process at a glance
Disclaimer: this is a timeline for a full documentation loan with a successful appraisal and full cooperation from all transaction parties.
- Here For You
For Over 20 Years
We are a team of dedicated mortgage professionals serving multiple states and cities across the United States.
OUR CORE VALUES
- Transparency: We believe in open communication for trust and understanding.
- Empowering Growth: We support the growth of our clients and partners.
- Continuous Learning: We embrace a culture of ongoing development.
- Relationship-Centric Approach: We prioritize genuine connections over transactions.
- Compliance and Confidentiality: We uphold strict standards for trust and security.
- Client Wealth Enhancement: We aim to maximize our clients' prosperity through tailored solutions.
R&J Capital Group provides its team members with constant support, updated trainings and top-of-the-line industry technology.
Using these tools, our MLOs are able to deliver innovative and personally tailored financing solutions to their clients while creating meaningful relationships with them.
Questions We Get Asked
Mortgage rates in Pennsylvania fluctuate daily based on market conditions, loan types, and your individual credit profile. R&J Capital Group partners with top national wholesale lenders to secure highly competitive residential and commercial refinancing rates for home buyers across Philadelphia.
While a standard full-documentation home loan typically takes 30 to 45 days depending on appraisal scheduling and underwriting requirements, our streamlined digital intake process allows us to issue fast pre-approvals to help your offers stand out in the competitive Philly housing market.
Yes. Alongside conventional, FHA, and VA home loans, we specialize in non-QM products including DSCR (Debt Service Coverage Ratio) loans for real estate investors looking to qualify based on a property’s potential rental income rather than personal tax returns.
Still have questions? We’re just a phone call away! Call now at (445) 465-7332
More Mortgage Options More Happy HOMEOWNERS
Contact
- Chat With Us & Apply
- (445) 465-7332
- 104 S 20th St V32, Philadelphia, PA 19103
- Hours
Sunday - Friday 8am - 8pm
Closed Saturday
Registered Mortgage Broker – NYS Department of Financial Services. Loans are arranged through 3rd party lenders
Please click here for licensing information in other states.
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