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GET READY FOR THE SPRING HOMEBUYING SEASON WITH THESE 5 HOME BUYING TIPS

Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it’s no wonder why potential buyers often feel overwhelmed. This spring season, don’t let the high demand of the residential real estate market cause you stress or prevent you from landing your dream home. Here are […]

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HOW TO PROFIT FROM BUYING A HOME NOW DESPITE RISING RATES

Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it is understandable to be concerned about higher rates, this could actually be an opportunity to buy the home you’ve been searching for. Fewer buyers in the market could mean less competition for you when shopping

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WHAT’S THE MAX DEBT-TO-INCOME (DTI) RATIO FOR A MORTGAGE?

Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a debt-to-income ratio is and what to expect when you apply for a mortgage so that

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SHOULD YOU CLOSE CREDIT CARDS BEFORE APPLYING FOR A MORTGAGE?

If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question, but before you consider canceling your credit card account, it’s crucial that you know the potential drawbacks associated with closing an account.  For example, did you know that closing a credit card has the potential

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