Recent Articles

WHAT’S THE MAX DEBT-TO-INCOME (DTI) RATIO FOR A MORTGAGE?

Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a debt-to-income ratio is and what to expect when you apply

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SHOULD YOU CLOSE CREDIT CARDS BEFORE APPLYING FOR A MORTGAGE?

If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question, but before you consider canceling your credit card account, it’s crucial that you know the potential drawbacks associated with closing an account.  For example, did you know that closing a

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YOUR MINI-GUIDE TO BUYING A CONDO

Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take advantage of shared amenities, and the condo

Read More »

WHAT’S THE MAX DEBT-TO-INCOME (DTI) RATIO FOR A MORTGAGE?

Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a debt-to-income ratio is and what to expect when you apply

Read More »

SHOULD YOU CLOSE CREDIT CARDS BEFORE APPLYING FOR A MORTGAGE?

If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question, but before you consider canceling your credit card account, it’s crucial that you know the potential drawbacks associated with closing an account.  For example, did you know that closing a

Read More »

YOUR MINI-GUIDE TO BUYING A CONDO

Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take advantage of shared amenities, and the condo

Read More »