MADE SIMPLE
Partner with NYC’s trusted mortgage experts at R&J Capital Group. Whether you are buying a home in Manhattan or Brooklyn, or refinancing to consolidate high-interest debt, we deliver competitive rates and fast, personalized approvals.
GET AN NYC MORTGAGE QUOTE
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Simple & Secure Application Process
SIMPLIFIED
- Tell Us About Yourself
- Choose Your Plan
- Get Your Loan
GET A QUICK QUOTE
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Profit from our extensive experience and transparent culture
Our mortgage process at a glance
Disclaimer: this is a timeline for a full documentation loan with a successful appraisal and full cooperation from all transaction parties.
- Here For You
For Over 20 Years
We are a team of dedicated mortgage professionals serving multiple states and cities across the United States.
OUR CORE VALUES
- Transparency: We believe in open communication for trust and understanding.
- Empowering Growth: We support the growth of our clients and partners.
- Continuous Learning: We embrace a culture of ongoing development.
- Relationship-Centric Approach: We prioritize genuine connections over transactions.
- Compliance and Confidentiality: We uphold strict standards for trust and security.
- Client Wealth Enhancement: We aim to maximize our clients' prosperity through tailored solutions.
R&J Capital Group provides its team members with constant support, updated trainings, and top-of-the-line industry technology. As a premier mortgage broker NYC professionals trust, we equip our staff to deliver innovative financing solutions. Whether clients are searching for reliable home loans NYC options or competitive mortgage loans NYC, our experts guide them seamlessly through the process. Joining our team means you will work with a leading mortgage company NYC that prioritizes meaningful relationships. Discover why we are recognized as a top residential mortgage broker NYC and take your career to the next level with a dedicated mortgage lender NYC committed to your success.
Questions We Get Asked
Mortgage rates in New York fluctuate daily based on market conditions, loan types, and credit profiles. R&J Capital Group partners with top national wholesale lenders to lock in highly competitive residential and commercial refinancing rates for our clients.
While a standard full-documentation home loan typically takes 30 to 45 days depending on appraisal scheduling and co-op board requirements, our streamlined digital intake process allows us to issue fast pre-approvals to help your offers stand out.
Yes. Alongside conventional, FHA, and VA home loans, we specialize in non-QM products including DSCR (Debt Service Coverage Ratio) loans for real estate investors looking to qualify based on a property’s rental income rather than personal tax returns.
Still have questions? We’re just a phone call away! Call now at 718-215-9762